📜 TERMS OF SERVICE

1. Acceptance of Terms

By using VTCCO, you agree to these Terms of Service. If you do not agree, do not use our platform.

2. Description of Services

VTCCO provides:

• Accident intake and document collection
• AI-powered vehicle damage analysis
• Preliminary repair cost estimates
• Legal support tools for attorneys and clients

3. No Professional or Repair Guarantee

⚠️ Important Notice:

• All estimates are generated using artificial intelligence
• Estimates are not final, certified, or guaranteed
• Actual repair costs may vary significantly

These estimates are:

• For informational and legal support purposes only
• Intended for use by legal professionals

They must not be used for repair authorization or financial decisions.

4. User Responsibilities

You agree to:

• Provide accurate information
• Upload only documents you have permission to share
• Use the platform lawfully

You must not:

• Upload false or misleading data
• Attempt to hack or disrupt the system
• Use the platform for fraudulent purposes

5. Intellectual Property

All content, software, and technology on VTCCO are owned by us or our licensors and are protected by law.

6. Limitation of Liability

To the maximum extent permitted by law:

VTCCO shall not be liable for:

• Any errors in AI-generated estimates
• Financial losses from reliance on estimates
• Repair decisions or outcomes
• Indirect, incidental, or consequential damages

7. No Legal or Insurance Advice

VTCCO is not a law firm or insurance provider.

We do not provide:

• Legal advice
• Insurance decisions
• Repair guarantees

Users should consult licensed professionals.

8. Data Usage & Consent

By using our platform, you consent to:

• Processing of your uploaded documents and images
• AI analysis of your data
• Sharing data with legal representatives

9. Service Availability

We do not guarantee uninterrupted or error-free service.

10. Termination

We may suspend or terminate access if:

• Terms are violated
• Fraud or misuse is detected

11. Governing Law

These Terms are governed by the laws of the State of Texas.

12. Changes to Terms

We may update these Terms at any time. Continued use means acceptance.

13. Contact Information

📧 info@vtcco.com
📞 (281) 369-6969